Mrs. N. is a 46-year-old married woman. She works very hard as a dried-clam seller in her village, and typically earns around $3 per day. She has four children: two are married and live separately, another two are single. She has another financial earner in her husband who is a chef for local weddings. N. has a son who is jobless. She would like to help him find a suitable job but she has not been able to do it, because she lacks money. N. decided to seek a Kiva loan through HKL project. She will use the loan to buy a motorcycle which will enable her son use to provide a taxi service.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.