Salitral (Flat) Group
ZITA is the representative of the group. She is single, and has a 3-year old daughter. Zita wants to dedicate herself to selling clothing from her home and to her friends. She is sure this business will generate a good income for her, because there aren’t many people selling clothes where she lives. Oftentimes, her neighbors have to travel to another locality since their town is very small.
With this loan, she would like to buy stylish and beautiful clothing with which to start her business. Her future goal is to give her daughter a better life. With her earnings, she hopes that one day her daughter can enjoy a higher standard of living and attend school.
Zita says that she is very happy in the Salitral group, because she knows she can count on her associates, whom she has known for a long time. Zita feels very fortunate that the loans from KIVA are available to help her launch an enterprise and to get her family ahead.
ZITA es la representante del grupo. Ella es soltera. Tiene una hija de 3 años. Zita quiere dedicarse a vender ropa en su domicilio y con sus amistades. Ella está segura que este negocio va a rendir muchas ganancias porque no hay muchas personas que vendan ropa en donde ella vive. Muchas veces, sus vecinos tienen que ir a otra localidad a comprar ropa pues su localidad es muy pequeña.
Con este crédito, quiere comprar ropa de moda y bonita para iniciar su negocio.
Su meta para el futuro es dar una mejor vida a su hija. Con sus ganancias, ella espera que algún día su hija pueda tener una vida mejor e ir a la escuela.
Zita dice que esta muy a gusto en el grupo de Salitral porque ella sabe que puede confiar en sus compañeros ya que se conocen desde hace tiempo. Zita se siente muy afortunada de que los prestarios de KIVA estén dispuestos para ayudarla para sacar su negocio y su familia adelante.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid