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Riqueza Group
In this Group: Ruth , Alipia Armanda , Cledy, Marleny, Karen Esbenca, Lucila , Miriam Nieves, Julian, Yola, Teodosio, Percy David, Gladis, Ciprian, Rosmeri, Elisa
The communal bank "Riqueza" is beginning its second cycle with 15 members. The members all have different businesses like: selling condiments, medicines, fish, sewing materials, small animals, and food. They also proviD. services like carpentry, shoe making, sewing, and embroidery.
Señora Marleny is the communal bank's president. Marleny is separated, 32 years old,and has two children. Marleny has a restaurant in a rented space where she works everyday. She has two people who help her. Marleny is also a folkloric singer who puts on different sorts of events and engagements. Her loan will be invested in the purchase of sugar, rice, and oil. Marleny's dreams are to have her own home, to help her kids get ahead, and to make a recording.

Each member is applying for a differernt amount of money: 300 soles, 600 soles, 750 soles which makes a total of 10,650 soles.
View original language description ↓
El Banco Comunal Riqueza inicia su segundo ciclo con 15 socias.
Las socias realizan diferentes negocios como L. venta D. Condimentos, medicinas, pescado, mercería, animales menores, comida, también brindan servicios D. carpintería, sastrería, bordados.
Como es el caso D. L. Señora Marleny es L. presidenta del Banco Comunal, Marleny es separada, tiene 32 años y 2 hijos, Marleny tiene un restaurante en un local alquilado, actividad que realiza todos los días con L. ayuda D. 2 personas. Además Marleny es cantante folklórica y se dedica a L. animación D. diversos eventos y compromisos. Su préstamo será invertido en L. compra D. azúcar, arroz y aceite. Los sueños D. Marleny son tener una casa propia, sacar adelante a sus hijos y realizar una grabación.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 600 soles, 750 soles haciendo un total D. 10,650 soles.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 151
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Riqueza Group's $3,775 loan helped a member to buy sugar, rice, and oil.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 9, 2010
Apr 12, 2010
Currency Exchange Loss:
Sep 15, 2010