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Gloria
Gloria B. is a 54-year-old married woman who lives in Brgy Buenavista, Himamaylan City, Negros Occidental. She earns her living through a small sugarcane plantation.


Gloria’s husband helps her in running the business. They have five children who are between 9 and 25 years old. Three of the children are currently going to school and also help their parents in the business as part of their daily chores.


Gloria joined NWTF-Project Dungganon in 2005 in the hope that she would be able to help her husband improve the quality of life for their family. With the help of her loans from NWTF-PD she has been able to increase their family income through the sugarcane plantation. Now she earns an average monthly income of 26,000 PHP from her business activities.


Gloria is a member of good standing. Her previous loan of 15,000 PHP was used to fund the operation of her sugarcane plantation and had a positive impact on both the business and the family’s living conditions. Now, for her 10th loan cycle, she is borrowing the amount of 26,000 PHP, which she intends to use on her small sugarcane plantation. Gloria is working hard to achieve her dreams and aspirations for her family, which are to provide them with a brighter future and a more comfortable life.


About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon--a title of esteem that is bestowed upon a community member who has earned respect through a lifetime of hard and honest work.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 1399
    View loans »
    Philippines Loans Fundraising
  • $56,534,775
    Funds lent in using Kiva
  • 45.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Gloria additional working capital for farming.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 24, 2010
Listed
May 1, 2010
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2010