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Elmo
Elmo is a 49-year-old father who lives with his wife and two young daughters in the city of Chepén, which belongs to the province of the same name in the region of Libertad. It is one hour from the city of Chiclayo, which is the capital of the Lambayeque region. He started his business in which he sells clothing and various merchandise more than 7 years ago. He sells these items as a traveling salesman in the nearby areas like San Miguel, Agua Blanca, and Chilete (towns that belong to the region of Cajamarca). His business has given him economic income that he has used to take care of his family during these years. Since it is his only source of income, he strives every day to progress his business. His wife also helps him sell the products that he offers.

Elmo has worked with his own capital during all of these years. Now he hopes to obtain additional capital to expand his business and to improve his family's quality of life. This is why he is requesting his first credit of 1000 PEN from Edpyme Alternatitva, which he plans to use to buy more merchandise. Elmo is a hard-working father who always watches over his family's well-being and development. His biggest dream is to remodel his home since it is constructed of rustic materials and has a thatched roof, which generates humidity and affects the health of his young daughters.
View original language description ↓

Elmo es un padre de familia de 49 años de edad que vive junto a su esposa y a sus dos menores hijas en la ciudad de Chepén, perteneciente a la provincia de mismo nombre ubicada en la región La Libertad, a una hora de la ciudad de Chiclayo, capital de la región Lambayeque.

Hace mas de siete años empezó un negocio de venta de ropa y diversa mercadería de modo ambulante en la zonas de la sierra cercanas al lugar como San Miguel, Agua Blanca, Chilete (poblaciones pertenecientes a la región Cajamarca). El negocio le ha brindado diversos ingresos económicos con los que ha sacado adelante a su familia durante todos estos años, como es su única fuente de ingreso el trata de esforzarse todos los dias para sacar adelante a su negocio, eventualmente su esposa también le ayuda a vender los productos que ofrece.

Elmo ha venido trabajando con su propio capital durante todos estos años, ahora desea agenciarse de un capital adicional para ampliar su negocio y mejorar la calidad de vida de su familia, por este motivo se encuentra solicitando por primera vez a Edpyme Alternativa un crédito de 1000 nuevos soles que piensa utilizar en la compra de mas mercadería.

Elmo es un padre de familia bastante trabajador y que siempre vela por el bienestar y desarrollo de los suyos, su mayor anhelo es poder remodelar su domicilio ya que esta construido de material rústico y de techo de quincha, lo que genera mucha humedad y afecta la salud de sus menores hijas.

About Peru

  • $6,715
    Average annual income
  • 113
    View loans »
    Peru Loans Fundraising
  • $56,074,975
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Elmo to purchase clothing and merchandise to expand his traveling sales business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 27, 2010
Listed
Apr 11, 2010
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2010