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Isha Allah Group
In this Group: Rahina, Ramatu, Ramatu, Lawuratu, Harisu, Abiba, Adizatu, Rahina , Ayishetu
M. Lawuratu is also a wife and the mother of three children who are ten, nine, and two years old. She is hard-working and resourceful on behalf of her family. Her husband is also hard-working. He is a trader who sells used clothes and together they want to make sure they are financially able to support all their children through university education.

M. trades in cereals such maize. She purchases maize from local farmers in surrounding village and sells to customers. She has helped sustain her family through this business for the past five years.

M. is currently the leader of a trust bank group called "Isha Allah" (translated as 'God's grace'), made up of nine members. The other members are also engaged in businesses such as food selling, hair dressing, grocery sales, used clothes sales, etc. They are the major breadwinners of their respective families and are requesting a loan to support their businesses. Their common dream is to be financially self-sustaining and to be able to support their children through quality education.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Isha Allah Group's $2,350 loan helped a member to purchase maize in bulk.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 17, 2010
Apr 13, 2010
Currency Exchange Loss:
Sep 2, 2010