Juan Carlos is a new client who works in public transportation. He also uses his minibus as a part time school bus for the Monserrat School in the Chasquipampa area. He has worked in this field for three years. Before that he worked as an auditor for a company in the city of El Alto.
Thanks to the good salary he received from this institution, he was able to build a 50 square meter house in the Pedregal area. He also rents his previous house in the city of El Alto.
Once he finished the house where he currently lives, Juan Carlos realized that he had neglected his relationship with his only child and his wife. Therefore, he decided to leave his job and work in public transportation in order to spend more time at home.
Juan Carlos currently owns three automobiles, two Toyotas and a minibus. He is thinking of selling one of the cars he rents out to the current driver (they only need the papers to close the deal). With this money from selling the automobile and the money from this loan he plans on buying a new car, a Toyota Sprinter.
His idea is to once again work in the area of his career and to make the three automobiles work for him to increase his income. He is very grateful to Emprender and Kiva for the confidence given in granting the loan.
El señor Juan Carlos es un cliente nuevo que se dedica al transporte publico y tambien trabaja medio tiempo con su minibus como Gondola del Colegio Monserrat de la zona de Chasquipampa, ya van tres años que el señor se dedica a este rubro ya que antes trabajaba como auditor en una empresa de la ciudad de el alto, gracias al buen salario que recibio de esta institucion el señor pudo contruir su casa de 500 mts en la zona de pedregal y tambien alquilar su anterior casa en la ciudad de El Alto, ua vez terminado el domicilio donde vive actualmente el señor Juan Carlos se dio cuenta de que habia dejado descuidada la relacion con su unico hijo y esposa, es por eso que decidio dejar el trabajo y dedicarse al transporte publico y estar mas tiempo en casa. Actualmente don Juan Carlos es propietario de tres automoviles, dos toyotas y un Minibus, el automovil del cual recibe renta piensa venderlo uno de sus autos al actual chofer (solo le faltan los papeles para cerrar el trato) y con ese dinero de esta venta y mas el monto de este credito piensa comprar un nuevo auto Toyota Sprinter. La idea del señor tomar de nuevo un trabajo relacionado con su carrera y hacer trabajar las tres movilidades para aumentar sus ingresos. Esta muy agradecido con Emprender y KIva por la confianza brindada en la otorgacion del credito.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.