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Mrs. Saing N. was born in 1981. She is married and has two young children who are enrolled in school. To seek a daily income Saing N. is a garden keeper who works for a private company located in Phnom Pen. Her husband works with her in the same field and company.

Although they try to work hard, their income is frequently not adequate to support their family. Saing N. wants to invest in a new trade because she hopes she will get extra income.

Because Saing N. has no money yet, she is applying for a loan to buy a trailer that she will connect with an existing motorcycle that belongs to her husband, who operates a taxi service.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 272
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Saing to buy a trailer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 6, 2010
Apr 9, 2010
Currency Exchange Loss:
Oct 16, 2010