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Paz Y Bien Group
In this Group: Patricia, Guadalupe, Elizabeth, Brittsi Fiorella, Tonny Peter, Evelyn Doris*, Natali Consuelo, Florinda, Guisella Maribel
* not pictured
The Communal Bank “Paz y Bien” (Peace and Good) is in its third loan cycle and continues to work with EDAPROSPO. Everyone in the group has demonstrated responsibility with their payments.

Some time ago with the help of the loans from EDAPROSPO, Guadalupe was able to open a grocery store that is still in operation today. This business enables her to support her four children. However, she says this is still not enough.

Natali sells clothing on credit. Her earnings are used to pay for her household expenses. Her greatest wish is to acquire a vending post at a shopping center where she can easily sell more products.

Elizabeth has different businesses. She sells clothing by order in the afternoons and helps her mother-in-law in the mornings sell fish. These activities allow her to cover her household expenses.

The members are grateful for their loans.

View original language description ↓
La Alcancía Comunal Paz y Bien cursa su tercer préstamo y desean continuar trabajando con EDAPROSPO todas demuestran responsabilidad en sus pagos
Hace tiempo con la ayuda D. los créditos otorgados por EDAPROSPO, Guadalupe pudo aperturar una bodega con la cual subsiste hasta ahora, con su negocio pueD. mantener a sus 4 hijos, aunque ella nos comenta que eso no es suficiente.
Natali se dedica a la venta a crédito D. ropa con las ganancias pueD. aportar con los gastos en casa. Su mayor sueño es adquirir un puesto en un centro comercial donD. puedan vender mas productos y con mas comodidad.
Elizabeth tiene diferente negocios venD. ropa a pedido por las tardes, y por las mañanas ayuda a su suegra con la venta D. pescado, con eso pueD. aportar con los gastos en casa.
Los socios están agradecidos con los créditos.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 89
    View loans »
    Peru Loans Fundraising
  • $59,005,925
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Paz Y Bien Group's $2,150 loan helped a member purchase merchandise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 7, 2010
May 2, 2010
Currency Exchange Loss:
Sep 15, 2010