I am from a small town in Pakistan and have been living here for many years. I am a housewife and have eight children, three girls and five boys. Three of my children have completed their education and are currently working, but the other five are still in school. Three years back, my eldest sons started his own book binding business with another partner and he is doing quite well. Now, my son is planning to diversify his business and wants to include copies and pencils in his small store. Therefore, he needs a loan to purchase stock of copies and pencils.