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Yochira Patricia
Yochira, age 31, is single and lives with her parents in the Villa Reconciliación neighborhood. With the support of her parents, she succeeded in completing her studies. For three years she has worked in a business as a project accountant. Her earnings now cover her expenses, and she gives a portion of her money to her mother.

She has also begun to make necessary improvements to their house. The kitchen roof is in a bad state. The iron grating over the window is held in place only with glue, and she wants to anchor it to the wall for greater security against crime. She will buy corrugated roofing material, purlins, beams and solder in order to begin the work. Her plan is to obtain a Master’s degree so that she can get a better job which allows her to advance herself and earn a better income.

View original language description ↓
Yochira es una joven de 31 años de edad, soltera, vive junto a sus padres en el barrio Villa Reconciliación. Con el apoyo de sus padre logro culminar sus estudios, desde hace tres año logro ubicarse en una institución como contadora de proyectos, en donde ahora cubre sus gastos, esta dando parte de su dinero a su mama. También ha comenzado hacer las mejoras necesarias de su casa. La cocina que tiene el techo en mal estado, reforzar una ventana de verjas que solo esta pegada y desea anclarla bien a la pared para que quede reforzada bien, para mejor seguridad contra la delincuencia. Comprara zinc nuevo, perlinez, golosos y soldadura para comenzar hacer la obra. Sus planes es poder sacar una maestría para lograr un mejor nivel de trabajo en donde pueda desarrollarse mejor como mejores ingresos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 65
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 21.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Yochira Patricia purchase of zinc, purlins, beams and solder in order to fix the kitchen roof, which is in poor condition.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 16, 2010
Apr 8, 2010
Currency Exchange Loss:
Dec 15, 2010