Santa Rosa Group
Margot is the president of the group. She is single, is 35 years old, and has 3 children. Margot weaves fabrics, and sells her products to an intermediary who exports them. Margo will invest her first loan in the purchase of sheep's wool. Margot dreams of having a small artisanal business and that her sons will have better lives as working professionals.
The members need different loan amounts, of 300, 600, and 1050 Peruvian Soles, for a total of 12,450 Peruvian Soles.
Las socias realizan diferentes negocios como la venta de comidas, ropa, bebidas, abarrotes en general, frutas, cosméticos y servicios de cerrajería, transporte.
Como es el caso de la Señora Margot es la presidenta del Banco Comunal, Margot es soltera, tiene 35 años y 3 hijos, Margot se dedica a elaboración de tejidos en telar como caminos, sus productos los vende a un intermediario que exporta sus productos, Margot invertirá su préstamo en la compra de lana de oveja. Los sueños de Margot son tener una microempresa artesanal y que sus hijos sean mejores que ella, profesionales.
Las socias necesitan diferentes montos de prestamos como 300 soles, 600 soles, 1050 soles haciendo un total de 12,450 soles.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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