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Zenaida
Zenaida L., 59, is making sure that her family has enough provisions for their daily needs. She is married to Salvador L., a retiree, and they are blessed with five children. She makes sure that she helps her husband earn so that their family can have a better life. She has been managing her own fish stall for quite some time.

Zenaida has been a regular member of Center for Community Transformation* (CCT) for more than a year. She regularly attends their weekly fellowship meetings and pays her weekly dues consistently. Because of her good repayment performance with her previous loans, she was able to borrow quite a few times in CCT’s Cooperative. She is consistent in paying her dues because she used the money she borrowed to expand and improve her fish business.

To ensure the success of her business, she would like to apply for a 14,000 Philippine peso loan. This amount will be used to buy more quantities and species of fish to increase her current product inventory.

She dreams that her business will continue to grow so that she can branch out and try new businesses. She also envisions a car for her and her family.


* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital and pay micro-finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1463
    View loans »
    Philippines Loans Fundraising
  • $59,320,525
    Funds lent in using Kiva
  • 44.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Zenaida buy more quantities and species of fish to increase her current product inventory.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 16, 2010
Listed
Apr 8, 2010
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2010