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Hoa T. N. is 35 years old and lives in Phu Man village. She is married with three children who go to school. She is a farmer. Also, every day, she goes to other villages in the region to buy scrap iron to resell. She has done this for 6 years and makes about 80.000 VND per day. She joined SEDA in 2009 and repaid her loans punctually. She feels happy because she can save a little money. Now she would like to borrow 7.840.000 VND more (or 400 USD) to buy scrap iron.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 118
    View loans »
    Vietnam Loans Fundraising
  • $15,326,650
    Funds lent in using Kiva
  • 19,025.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Hoa to buy scrap – iron.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 6, 2010
Apr 8, 2010
Currency Exchange Loss:
Apr 15, 2011