Check out other loans that are currently fundraising!
Zara Liduvina
The Ensueños (Dreams) Community Bank is located in the city of Azogues. Its cold climate is favorable to cultivating potatoes, beans and some types of fruits and vegetables. It is also known for the beauty of its temples and is a historic center where people can appreciate colonial and modern art, not to mention that its people are always friendly to tourists. In this community bank we find Zara C., who at only 19 years old is married and has a 3-month old baby. She lives in the home of her in-laws since she doesn't have her own home. Her husband works at a car wash, and she works at a beauty parlor thanks to studying for three years at a local school. She works from 8:30 a.m. until 6:30 p.m. and still fulfills her household duties, cares for her baby and also takes time to sell cosmetic products from the Yanbal, Esika and Lébel product lines. She tells us that she has seven years of work experience, which has allowed her to have a fixed clientele. This is her third loan cycle with the community bank, which she joined at the invitation of a friend who is also an active member. With the money she is requesting, she plans to purchase dye, curlers and permanent solution, as well as perfumes, creams, nail polish, treatments and more cosmetic products from Yanbal, Esika and Lébel for women and men. Her biggest dream is to have her own place where she can live comfortably.
View original language description ↓
El banco comunal Ensueños está ubicado en la ciudad de Azogues, su clima frío es propicio para el cultivo de papas, habas, fréjol, y algunas frutas y verduras, también nos invita a disfrutar de la belleza de sus templos, su centro histórico donde podemos apreciar el arte colonial y moderno, además de la calidez de su gente siempre amable y cordial con el turista.

En éste banco encontramos a la señora Zara C. con apenas 19 años se encuentra casada y ya tiene un bebé de un año tres meses, viven en casa de sus suegros porque aún no tienen casa propia; su esposo trabaja en una lavadora de autos y ella en su gabinete de belleza gracias a que estudió por tres años en una academia de la localidad, su horario de trabajo es de 08H30 a 18H30 compartiendo con las actividades propias del hogar, cuidado de su bebé y también se da tiempo para vender productos cosméticos de las líneas Yanbal, Esika, L´bel, nos comenta que lleva siete años como consultora de belleza lo que le ha permitido contar con su clientela fija.

Este es su tercer ciclo trabajando con su banco comunal gracias a la invitación que le hizo una amiga socia activa del banco. Con el dinero del crédito solicitado comprará tintes, bigudíes, líquidos permanentes, así como perfumes, cremas, esmaltes, tratamientos, y más productos cosméticos Yanbal, Esika, Lébel para damas y caballeros. Tiene como máximo sueño tener su departamento independiente para poder vivir cómodamente.

About Ecuador

  • $10,600
    Average annual income
  • 47
    View loans »
    Ecuador Loans Fundraising
  • $24,292,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Zara Liduvina purchase dye, curlers and permanent solution, as well as perfumes, creams, nail polish, treatments and more cosmetic products from Yanbal, Esika and Lébel for women and men.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 19, 2010
Listed
Apr 7, 2010
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2010