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Joel
Joel is 30 years old, and a persevering man who is not afraid of adversity - he only looks forward. He is married to 28 year old Elizabeth, and they have 3 children. They all live together in their own house. The need to offer their family good living conditions motivates Joel and his wife to work hard at growing potatoes, peas, and gladioli on their own land. Joel also has a stall in the major city market where he has been selling his products for 7 years, which earns him additional income. He also takes milk from his parents cows in order to help them with selling cheese. These trades allow him to provide all the basics that his loved ones need, and even to recently purchase two hectares of land where he is thinking of growing gladioli. He hopes that the income from his harvest will enable him to buy a house in the city and set-up a store, as well as having his vegetables at his current market stall. This is his fifth loan with MFP, and he states that he will continue to work with this community group with the same commitment as he had when he began. With the loan that he is requesting, he will buy 8 sacks of fertilizer, two bags of peas, and 5 bottles of insecticide.
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Joel tiene 30 años, es un hombre perseverante que no le teme a las adversidades, sólo ve hacía adelante. Está casado con Elizabeth de 28 años y ambos tienen 3 hijos, quienes viven juntos en su casa propia. Es así que la necesidad de brindarle comodidades a su familia, hacen que Joel, en compañía de su esposa, se dedique a la siembra de papa, arveja y gladiolos sobre sus terrenos propios, además el tener un puesto en el mercado mayorista de su ciudad, en donde vende toda su producción desde hace 7 años, le genera ingresos adicionales. De manera particular, le gusta sacar leche de las vacas, propiedad de sus padres, que lo realiza con el fin de ayudarles en la venta de quesos. Estos oficios, le permiten cubrir las necesidades de sus seres queridos, e incluso adquirir bienes como un terreno de dos hectáreas que compró recientemente, en donde piensa sembrar gladiolos. Por lo que espera las ganancias, producto de su cosecha para comprarse una casa en la ciudad e instalar su tienda de comestibles, además de situar la producción de verduras en su actual puesto. Este es su quinto préstamo con MFP, y manifiesta que continuará trabajando en su grupo comunal con el mismo empeño como cuando empezó en el primer día. Con el crédito que solicita, comprará 8 sacos de fertilizantes, dos bolsas de arveja y 5 botellas de insecticidas.

About Peru

  • $6,715
    Average annual income
  • 51
    View loans »
    Peru Loans Fundraising
  • $53,895,075
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Joel to buy seed peas, fertilizer, and insecticide.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 19, 2010
Listed
Apr 7, 2010
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2010