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Gerardo Manuel
Gerardo, 20, is single and lives with his family in Urrunaga sector, José Leonardo Ortiz district, an area that is well-known as a commercial and transportation hub; it is five minutes from downtown Chiclayo.

He provides public passenger and cargo transportation services in a mototaxi (three-wheel vehicle used to transport passengers and cargo); he has been in this line of work for over 4 years now. He started out with leased vehicles but gradually saved up enough to buy his own work unit. He currently covers urban routes within the city. His earnings help him meet personal expenses and he is able to contribute to his family’s support.

Gerardo is asking Edpyme Alternativa for a 1500 new sol loan that he’ll use for vehicle maintenance and repair. The continuous use of the vehicle has caused it to begin to require repairs. Part of the funds will be used to renew his license to operate which will make it possible for him to work legally, without fear of control operatives, and with the security he needs to do his work properly.

Gerardo is a young, responsible worker; his greatest wish is to continue to grow as a businessman and to have additional vehicles.

He has collaborated with our institution in the past and has been punctual and responsible with his loan installment payments.
View original language description ↓

Gerardo tiene 20 años de edad, es soltero y vive junto a su familia en el sector Urrunaga del distrito de José Leonardo Ortiz, zona bastante conocida por su movimiento comercial y de transporte, se encuentra ubicada a cinco minutos del centro de la ciudad de Chiclayo.

Se dedica a brindar servicio de transporte de carga y pasajeros en una mototaxi, actualmente cuenta con mas de cuatro años de experiencia en el negocio. Empezó alquilando vehículos y con lo que ganaba ahorró el dinero suficiente para adquirir su propia herramienta de trabajo. Actualmente cubre rutas dentro de la misma ciudad, los ingresos que percibe le sirven para solventar sus gastos personales y para ayudar al sostenimiento de su familia.

Gerardo se encuentra solicitando a Edpyme Alternativa un crédito de 1500 nuevos soles que piensa utilizar en la reparación y mantenimiento de su unidad vehicular, ya que el contínuo uso otorgado a su vehículo ha hecho que este empiece a sufrir algunas fallas. Asi mismo una parte del dinero se utilizará en la renovación de su vigencia de operatividad, lo cual le permitira trabajando de manera formal, sin temor a los operativos de control y con la seguridad que necesita para realizar su trabajo de modo adecuado.

Gerardo es un joven trabajador y responsable, su mayor anhelo es seguir creciendo como empresario y poder contar con mas unidades. El ya ha trabajado anteriormente con Nuestra Institución y ha demostrado ser un cliente puntual y responsable al momento de asumir sus cuotas.

About Peru

  • $6,715
    Average annual income
  • 89
    View loans »
    Peru Loans Fundraising
  • $56,011,725
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Gerardo Manuel for vehicle maintenance and repair and to pay for license renewal.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 29, 2010
Listed
Apr 7, 2010
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2011