They know each other through family connections. Their trade is selling food condiments and cereals, as Koumba D. does it, for example. This would be the fourth loan for each woman in the Badegna group, just like for Koumba, who plans to use this loan to purchase bags of cereals.
She usually buys her stock in and around Fana from farmers and sells from home, at the Tingolé market or at the fairs in the region, retail, for cash, and on credit, to a customer based composed of both women and men. She plans to obtain a monthly income of 15,000 West African Francs, which will be used towards daily family expenses, and the rest reinvested in the business.
Elles se sont connues à travers des liens de parenté et font le commerce des condiments alimentaires et céréales à l’image de Koumba D..
Ces femmes du groupe Badegna sont à leur quatrième prêt tout comme Koumba qui compte utiliser son prêt pour acheter, des sacs de céréales.
Elle s’approvisionne le plus généralement à Fana et environs auprès des producteurs et effectue sa vente sur place, au marché de Tingolé et dans les foires environnantes, au comptant, en détail et à crédit, à une clientèle composée de femmes et d’hommes.
Elle compte réaliser un bénéfice moyen mensuel de 15 000FCFA qui sera utilisé dans les dépenses quotidiennes de la famille et le reste sera réinvesti dans les activités de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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