Batdolgor is 44 years old and lives with her husband and two daughters in Uvurhangai province, Mongolia. She and her family live together in a ger, the traditional Mongolian tent, in a yard which belongs to her relative. Her two daughters, aged four and two, attend kindergarten. Her husband, Narantsogt, operates a transportation business with his truck. Batdolgor has a tailoring business to earn a living. She has been in this business for a long time. She makes a range of clothing with a variety of designs per her customers' requests. Batdolgor is a professional seamstress who has a loyal customer base because of her good service. Her business is very important for her. She says, “I would like to expand my business and improve my family's standard of living.” She is requesting a 2,000,000 tugrug (~ 1465 USD) loan to purchase necessary materials at wholesale prices for her business.
This loan is being administered through XacBank, a Mongolian for-profit microfinance institution. XacBank is located in every province of Mongolia, reaching some of the most rural micro business clients. With this Kiva loan, there is an opportunity for the entrepreneur to get a savings account including 9% of the interest if they pay back the loan on time. This is a special savings account that XacBank has specifically prepared for the Kiva loan borrowers to promote savings habits.