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Julio Hernán
Julio Hernán F. R., 37 years of age, resides in the community of “The Liberty”. He lives together with his mother, who dedicates herself to the chores at home and she helps him with the business. Julio has a store that markets products of basic necessity which many people of his street, like the others surrounding, come to his business to purchase. This is because in the place that Julio lives, not many stores exist so he wants to make the most of the situation and be able to offer more useful products for the home. This is why Julio requests the loan, through which he can buy larger amounts of food products like candy, drinks, and more that are in high demand. Julio requests the loan to have the hope to better his quality of life and the life of his mother.
View original language description ↓
Julio Hernán F. R. de 37 años de edad, reside en el departamento de La Libertad. Vive junto a su madre quien se dedica a los quehaceres del hogar y le ayuda con el negocio. Julio posee una tienda en la cual comercializa productos de primera necesidad, en la cual muchas personas de su cantón como de otros aledaños llegan a su negocio a consumir sus productos, esto debido a que en el lugar que Julio vive no existen muchas tiendas por lo que él desea aprovechar esta situación y poder brindarles más productos de gran utilidad para e hogar. Es por esto que Julio solicita un préstamo a través del cual pueda comprar mayor cantidad de productos alimenticios, como golosinas, bebidas y otros más los cuales son los que mayor demanda poseen. Julio solicita el préstamo a Integra y posee la ilusión de mejorar su calidad de vida y la de su madre gracias a este.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 755
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Julio Hernán buy comsumable and home related products.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 26, 2010
Apr 7, 2010
Currency Exchange Loss:
Jun 16, 2011