Mrs. Yang P., 28, is a seamstress in a garment factory, while her husband, Mr. Thorng Sithoeun, shown at the right of the photo, is a construction foreman. This couple has a young child who lives at home and who attends school. The family has faced difficulties in travelling to work or anywhere around their community for years. They always pay a lot of money to a taxi driver for their transportation needs. They have been encouraged by their neighbor to seek a loan from Kiva’s project partner, HKL, in the amount of $800, to be used to buy a used motorcycle, so they can use it to provide transportation.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.