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Siempre Alegres Originales Group
In this Group: Sonia Rosemery, Doris Avigail, Roberto Carlos, Bertha Concepcion, Luisa , Maria Luisa, Flora Aida, Katerin Flora, Estela Salome
The Siempre Alegres Originales (The Original Always Happy) Communal Bank is in its first lending sequence. All the members are new. The bank was given its name because they are all very happy with the lending specification.

Mrs. Sonia is 34 years old and lives in the Villa Nuevo Potosi zone in the city of La Paz. She lives in her family’s home. She is currently single and has no children. As she doesn’t have a fixed booth, Mrs. Sonia sells plastic goods from a moving cart in the area around Tumusla Avenue. She is the president of the communal bank. She was elected at the formation of the communal bank because of her responsible and charismatic nature. With the money from the loan, she will buy merchandise from the wholesaler and in this way, offer a greater variety of products to her customers.

Mrs. Katerin is 22 years old and lives in the Villa Nuevo Potosi zone in the city of La Paz. She lives in her family’s home. She is currently single and has no children. Mrs. Katerin sells food from her own home. She makes exquisite dishes and has many customers. She has a strong drive to improve and would like to continue her studies once she is more economically established. Mrs. Katerin is the secretary of the Siempre Alegres Originales communal bank. The loan will be used to buy groceries such as oil, noodles, rice etc. In this way she will be able to make her dishes and increase her working capital in order to improve her economic situation.

Mrs. Doris is 35 years old and lives in the Villa Nuevo Potosi zone in the city of La Paz. She lives in her family’s home. She has one son with her partner Mr. Walter, who works as a painter. She is the recording secretary for the board of directors. The loan will be used to increase her working capital and in this way she will improve her economic situation.

All the members are responsible and hardworking people and are, in many cases, the sole provider in their home. They are very grateful to Emprender and to Kiva for the trust they show in the awarding of the loans.
View original language description ↓

El Banco de Emprendimiento SIEMPRE ALEGRES ORIGINALES estan en su primera secuencia todas las socias son nuevas, y el nombre que pusieron al banco es porque estan muy contentas con el prestamo otorgado.

La Sra. Sonia, tiene 34 años de edad, vive en la Zona Villa Nuevo Potosi de la ciudad de La Paz, ella vive en la casa de sus familiares, actualmente no tiene hijos y es soltera, la Sra. Sonia se dedica a la venta de artículos de plástico, por no tener un puesto fijo ambula por las calles aledañas a la Av. Tumusla donde trabaja durante todo el dia. Ella es la presidenta del banco de Emprendimiento fue elegida por su responsabilidad y carisma en el momento de formar el Banco de Emprendimiento. Con el dinero del credito comprara mercaderia al por mayor y asi ofrecer variedad de productos a sus clientes.

La Sra. Katerin, tiene 22 años de edad, vive en la Zona Villa Nuevo Potosi de la ciuidad de La Paz, ella vive en la casa de sus familiares, es soltera y aun no tiene hijos, la Sra. Katerin se dedica a la venta de comida en su mismo domicilio donde realiza exquisitos platillos donde tiene mucha clientela, tiene muchas ganas de superacion y desea continuar con sus estudios posteriormente una vez que tenga estabilidad economica. La Sra. Katerin es Secretaria de Actas del Banco de Emprendimiento Siempre Alegres Originales, El destino del crédito es para la compra de abarrotes como aceite, fideo, arroz, etc. y asi poder elaborar sus platillos y de esta manera incrementar su capital de trabajo y asi poder sobresalir económicamente.

La Sra. Doris, tiene 35 años de edad, vive en la Zona Villa Nuevo Potosi de la ciuidad de La Paz, ella vive en la casa de sus familiares, tiene 1 hijo, convive con el Sr. Walter quien trabaja como pintor es Secretaria de Actas de la Mesa Directiva. El destino del crédito es para incrementar su capital de trabajo y asi poder sobresalir económicamente.

Todas las socias son personas responsables y trabajadoras que en muchos casos tienen que mantener solas su hogar, estan muy agradecidas con Emprender y Kiva por la confianza brindada en la otorgacion del credito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 236
    View loans »
    Bolivia Loans Fundraising
  • $31,607,150
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD
Expired
A portion of Siempre Alegres Originales Group's $3,450 loan helped a member to buy merchandise.
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 12, 2010
Listed
May 1, 2010
Currency Exchange Loss:
Possible
Expired:
May 31, 2010