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Nyame Boa Yen Group
In this Group: Margaret, Mariama, Felicia, Safiatu, Akua, Salamatu, Ramatu, Aisha, Theresa, Abiba, Ayishetu
In addition to being a vibrant entrepreneur, Margaret is also a wife and mother of six children from age 3-23 years old who are pursuing an education at various levels. She is hard-working and resourceful on behalf of her family. She is married to a farmer and together they want to make sure they are financially able to support all their children through university education.

Margaret trades in smoked fish. Fish is a common and important protein source in most diets and lot of people prefer fish to meat. She buys assorted smoked fish from fish mongers in fishing areas and sells to households and food vendors in her community. She has operated this trade for the past 20 years. She now sells her fish to a new market of gold miners as well, which has enabled her to grow her customer base and expand her market.

Margaret is currently the leader of a trust bank group called “Nyame Boa Yen" (translated as 'God help us'), comprised of 11 members. The other members are also engaged in trade such as food selling, hair dressing, grocery sales, used clothes sales etc. They are the major breadwinners of their respective families and are requesting a loan to support their businesses. Their common dream is to be financially self-sustaining and to be able to support their children through quality education.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 22
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Nyame Boa Yen Group's $3,675 loan helped a member to purchase smoked fish in bulk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 18, 2010
Apr 12, 2010
Currency Exchange Loss:
Nov 12, 2010