Mrs. Loeng M., age 30, and her husband, Mr. Moeng Meas, age 32, live in a small village along National Road Number Three about twenty kilometers from Phnom Penh City. They have been married since 1998 and have three daughters. The eldest daughter attends school. Besides her children, Loeng also has her mother-in-law living with her.
Loeng has been a garment factory worker for eight years while her husband has been a construction worker for ten years. She is asking for her first loan of $1,200 to purchase a motorbike for commuting to work.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.