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Club De La Amistad Group
In this Group: Rosmery, Edugena Giovanna, Francisca, Leandro, Leonarda, Carmen Isabel, Isabel, Judith Milagros, Olivia Ursula
"La Alcancía Comunal", is a friendship club conformed by 9 members committed to the loan, who are responsible and punctual with their payments according to their credit history.

The president, Giovanna, sells beauty products from catalog. She decided to do so as she needed to help with the family expenses so a friend introduced her to this business. She is happy because she gets training on beauty and can contribute at home. The majority of the members have general stores and contribute to the family economy. This is the case of Judith who helped her husband with the earnings from her store and together they set up an upholstery at home, and her husband also irons and paints vehicles for a living. After many inconveniences she is pleased with the small businesses they own.

Leonarda has been selling food outside a school for a long time, she is an elderly member who is well-known and respected by her neighbors. She also raises and sells animals from a rural plot she owns. The group has been together for 15 cycles and is grateful for the loan.

View original language description ↓
La Alcancía Comunal club de la amistad está conformado por 9 socios comprometidos con el préstamo, todos son responsables y puntuales en sus pagos así lo demuestra su record crediticio.

La presidenta Giovanna se dedica a la venta de productos de belleza por catalogo, decidió hacer esto porque necesitaba apoyar en casa con los gastos familiares, así que una amiga la ayudo a ingresar a este negocio.. Ella está contenta porque les brindan charlas de belleza y puede aportar a su hogar.
La mayoría de la socias tienen bodegas con las cuales pueden aportar en la economía familiar, Tal es el caso de Judith con los ingresos de su bodega pudo ayudar a su esposo, y juntamente abrieron una tapicería en casa, además el esposo se dedica al planchado y pintura de autos. Después de muchos inconvenientes ella está contenta con los pequeños negocios que tiene.
Leonarda se dedica a la venta de comida en la puerta de un colegio, hace mucho tiempo, ella es una socia de edad madura así que es muy conocida y estimada por sus vecinos. Además ella cría y vende animales en un terreno rural de su propiedad.
El grupo cursa el ciclo 15 y están agradecidos con el préstamo.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $59,005,925
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Club De La Amistad Group's $3,575 loan helped a member purchase products.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 30, 2010
Apr 5, 2010
Currency Exchange Loss:
Sep 15, 2010