Andres lives in his aunt's house where he lives with his wife and his two little daughters. He began working in a cement factory four years ago where he saw that selling cement was a good business and entrypoint. Currently, he buys and sells cement from the factory since they give him a lower price and he sells it for two bolivianos more. In this way he gains life to bring bread home every day. Like many others, he has progressed gradually and after some time he says he will buy a little house for him and his family since it is a little uncomfortable since he lives with his aunt now. He is thankful to the institution and to Kiva for giving him a preferential cup and reducing the amount of his fee. He is appreciative of Emprender and Kiva for the confidence granted by providing the loan.
EL SEÑOR ANDRES VIVE EN CASA DE SU TIA DONDE VIVE CON SU ESPOSA Y SUS DOS HIJITAS EL COMENZO A TRABAJAR EN UNA FABRICA DE CEMENTO HACE CUATRO AÑOS ATRÁS DONDE VIO QUE VENDIENDO CEMENTO COLA ERA UN BUEN NEGOCIO E INGRESO , ACTUALMENTE A LA COMPRA Y VENTA DE CEMENTO COLA DE LA FABRICA YA QUE LE DAN EN UN MENOR PRECIO Y EL LO VENDE DOS BOLIVIANOS MAS ,ASI ES COMO EL SE GANA LA VIDA PARA LLEVAR UN PAN DE CADA DIA A SU CASA COMO MUCHOS OTROS EL A IDO PROGRESANDO POCO A POCO Y A LO LARGO DEL TIEMPO DICE QUE SE COMPRARA UNA CASITA PARA EL Y PARA SU FAMILIA YA QUE ES UN POCO INCOMODO YA QUE VIVE EN LA CASA DE SU TIA AHORA EL ESTA AGRADECIDO CON LA INSTITUCION Y CON KIVA POR DARLE UNA TAZA PREFERENCIAL Y REDUCIR EL MONTO DE SU CUOTA. ESTA MUY AGRADECIDO CON EMPRENDER Y KIVA POR LA CONFIANZA BRINDADA EN LA OTORGACION DEL CREDITO.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.