Villa Florida Group
The main commercial activities of the members are: farming, raising small farm animals, grocery stores, and animal sales.
Such is Flor’s case. She lives with her life partner and has two children. She sells small farm animals that she buys in area communities. Her husband helps her with this work.
She will use the funds to buy small farm animals.
Flor’s dream is to buy a lot in the city of Huancayo to build her house.
The members need varying amounts: 200 soles, 300 soles, 600 soles adding up to a total group loan of 6600 soles.
Las actividades principales de las socias son crianza de animales menores, agricultura, tienda de abarrotes, compra y venta de animales.
Como es el caso de la Señora Flor que es conviviente y tiene 2 hijos, Flor se dedica a la venta de animales menores, que compra en las comunidades de la zona, actividad que realiza con la ayuda de su esposo, su préstamo será invertido en la compra de animales menores. Los sueños de Flor son comprar un terreno en la ciudad de Huancayo y construir su casa.
Las socias necesitan diferentes montos de préstamo como 200 soles, 300 soles, 600 soles haciendo un total de 6,600 soles en prestamos en el Banco Comunal.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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