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Eliana Monserrate
The “Camino del Progreso” (Road to Progress) communal bank meets in the city of Montecristi, Manabí province. Eliana L. is one of the members. She chatted with us and commented that she was very grateful for the opportunity that the foundation offers to be able to continue working.

Eliana, 24, is a young merchant with many goals. She started in sales when she was 18 years old with her sister, who encouraged her to work. Because of the financial situation they were in, she had to interrupt her schooling; her father became ill and she and her sister had to take charge of the household expenses. This made her into a responsible person and she decided to become a member of the foundation.

She started out selling clothing but now she sells Avon and Yanbal beauty products. Since these products are catalogue sales, she doesn’t have much time available between the time her customers place orders and when she has to pay for the products. So, she decided she needed her own capital and was able to secure it through loans from the foundation. Now, this young merchant is able to buy an assortment of products and is able to give her customers a longer period of time to repay her. She has an average of 35 regular customers that are very responsible; to date; she hasn’t been late with her own loan payments.

She will use this new loan to buy products, like perfumes, which are the best sellers, and women’s costume jewelry.

Her dream is to have a firm of products.
View original language description ↓
En la ciudad de Montecristi en la provincia de Manabí se reúne el Banco comunal Camino Del Progreso, en este banco la señorita Eliana L. es una de las socias, ella converso con nosotros y nos comentó que esta muy agradecida con la oportunidad que le brinda la Fundación para poder trabajar.

Eliana tiene 24 es una joven comerciante que tiene muchas aspiraciones, ella empezó en el mundo de las ventas cuando tenía 18 años junto a su hermana ella fue quien la motivo para que trabajara, por motivo de la situación económica que estaban atravesando tubo que interrumpir sus estudios, el papá enfermo y ella junto a la hermana tuvieron que encargarse de los gastos del hogar, eso le hizo ser una persona responsable y decidió ingresar a la fundación, cuando en la ventas lo hizo con mercadería de ropa, pero en los actuales momento se dedica a vender productos de belleza con Avón y Yanbal como estos productos se vende según el pedido que haga el clientes mostrándoles la revista, y son pocos los días que le dan para que pague, ella decidió tener su propio capital y lo pudo lograr con los créditos que la Fundación le ha entregado, ahora esta joven comerciante puede comprar una variedad de productos y puede dejarles mas tiempo a sus clientes el crédito, un promedio de 35 clientes fijos ha podido reunir y que son muy responsables, hasta ahora no se ha atrasado con los pagos del crédito.

Con este nuevo crédito invertirá todo en productos como perfumes que son los que mas se venden y además bisutería para damas, el sueño de nuestra socia es tener su empresa de productos.


About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Eliana Monserrate to buy Avon and Yanbal beauty products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 26, 2010
Listed
Apr 5, 2010
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2010