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Stella is 36 years old, married and blessed with three children. Her husband is a civil servant and the family lives in Lagos state. Stella sells all kinds of gravel and sand for house building and other construction work. She buys her goods by the riverside and supplies them to builders in town.

Stella is requesting a loan in the amount of NGN 170,000 to enable her to make more trips to obtain gravel and sand to meet the increase in demand. She expresses her gratitude to all lenders.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 13
    View loans »
    Nigeria Loans Fundraising
  • $6,040,700
    Funds lent in using Kiva
  • 150.2
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Stella to obtain more gravel and sand to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 3, 2010
May 1, 2010
Currency Exchange Loss:
Jan 7, 2011