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Monsurat is 47 years old, is married, and has five children. She sells baking items like flour, baking powder, etc., and rechargeable phone cards to make a living. She has been in this business for more than four years. She is determined to make sure that she meets the demands of her customers which she said will also lead to an increase in profit for her.

Monsurat is asking for a loan of NGN 100,000 to buy more baking items to sell as this will enable her to get a better discount and earn more profit. She expresses her love to all lenders for their support.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 422
    View loans »
    Nigeria Loans Fundraising
  • $6,292,750
    Funds lent in using Kiva
  • 150.2
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Monsurat to purchase more baking item to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 3, 2010
Apr 4, 2010
Currency Exchange Loss:
Jan 7, 2011