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Niyazova Zuhrahon`s Group
In this Group: Zuhrahon, Malohat, Dilafzahon, Murodjon
Zuhrahon, 41 years old. She is married and raising two sons. Both sons go to school. This client does farming work, growing potatoes. She has been doing this for 12 years, from the time when land plots had been divided. Her husband is a migrant worker in Russia. The loan is being requested to purchase mineral fertilizers.

Malohat, 41 years old. Her husband works as a private chauffeur in Aravan. She has four children: three sons and a daughter. The two older children work, the younger ones go to school. She also grows potatoes. The loan is needed to purchase fertilizers, because they are now in greater demand and their prices are growing.

Dilafzahon is married. She has three children. Her husband is a member of a farmer’s union. They grow potatoes and wheat on their land plot. She is also planning to use her loan to buy fertilizers.

Finally, the last member of this group, Murodjon. He is married and the father of two children. His daughter works in a cafeteria, and his son goes to school. As the other group members, he also does farming. The purpose of his loan is also the same as above.
View original language description ↓
Зухрахон, 41 год. Она замужем и воспитывает 2 сыновей. Оба учатся в школе. Клиент занимается полеводством, выращивает картофель. Этим бизнесом она занимается 12 лет, с момента разделения земельных наделов. Ее супруг находится на заработках в России. кредит запрашивается для закупа минеральных удобрений.

Малохат, 41. Ее супруг работает частным родителем в Араване. У нее 4 детей: 3 сына и дочь. Двое старших детей работают, младшие учатся в школе. Она также занимается выращиванием картофеля. Кредит нужен для закупа удобрений, т.к. в настоящее время спрос на них увеличивается и растет цена продукции.

Дилафзахон замужем. У нее 3 детей. Супруг является членом крестьянского хозяйства. На своем земельном наделе они выращивают картофель и пшеницу. Она также собирается закупить удобрения на полученный кредит.

Последним членом группы является Муроджон. Он женат и отец 2 детей. дочь работает в столовой, а сын учится в школе. Как и предыдущие участники, он тоже занимается земледелием. Цель кредита также аналогична предыдущим клиентам.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 45.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Niyazova Zuhrahon`s Group's $775 loan helped a member to buy fertilizers.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 29, 2010
Apr 1, 2010
Currency Exchange Loss:
Jan 15, 2011