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Mr. Lao N. is a married man of 37 years who lives in the capital of Phnom Penh. (Lao N. was not available for photographing so his wife is pictured instead.)

To make a daily net profit, Lao N. works as a temporarily laborer in the construction filed and typically earns $2.50 or $3 per day. He is married to Sreythom, age 33, a garment worker. They have a school-aged child.

Every day, the family finds it hard traveling to work because they have no vehicle. To solve this problem, Lao N. decided to ask for a loan of $800 to be used to buy a modern motorcycle, which will allow him and his family to commute to their work location or anywhere else.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 43
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Lao to buy a modern motorcycle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 25, 2010
Apr 2, 2010
Currency Exchange Loss:
Oct 16, 2010