Santa Rosita De Huaytara Group
Such is the case of Sra. Maribel. She is married and has two children, ages 1 and 6 respectively. Maribel and her husband began selling honey in containers. They eventually rented a space where they sell their products and also keep their beehives. Her loan will be invested in the purchase of honeycombs and display cases for exhibiting her products.
Maribel dreams of producing yogurt and selling more dairy products.
The members need different loan amounts such as 200 PEN, 400 PEN, 600 PEN, and 1000 PEN for a total of 6000 PEN to the entire Communal Bank.
Las socias son del distrito de Huaytara, Departamento de Huancavelica, ellas realizan diferentes negocios como la venta de abarrotes, miel y librería, entre otros.
Como es el caso de la Señora Maribel que es casada, tiene 2 hijos de 01 y 06 años respectivamente, Maribel junto a su esposo iniciaron vendiendo miel de abeja en potes, con el tiempo alquilo un local en donde vende sus productos y también tiene colmenas de abejas. Su préstamo será invertido en la compra de panales de abeja y vitrinas para exhibir sus productos.
Los sueños de Maribel es producir yogurt y vender mas productos derivados de la leche.
Las socias necesitan diferentes montos de prestamos como 200 soles, 400 soles, 600 soles, 1000 soles haciendo un total de 6,000 soles.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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