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Niño Jesus De Huaytara Group
In this Group: Clelia Estanis, Norma Aydee, Jova Estela, Susy Dianet, Sabina Florencia, Maria Jesus, Lady Soledad , Luz Nelida, Teresa Jesus, Maria Jacinta
The Niño Jesús de Huaytara (Baby Jesus of Huaytara) Community Bank took its first loan with 10 members who come from the district of Huaytara, province of Huancavelica. The members carry out different businesses such as selling food, snacks, soft drinks and groceries, among other items. Such is the case of Estela, who is a single mother with three sons, all in school. Estela started selling snacks in the street only in the afternoon, and now also sells ceviche (a popular regional dish made with fish and lime) in the mornings. With the loan, Estela plans to purchase tables, chairs and a display case. Estela's dreams are educate her sons so they become successful and to have a restaurant at a fixed location. The members will need different loan amounts such as 400, 600 and 1000 soles for a total of 7,800 soles.
View original language description ↓
Las socias del Banco Comunal Niño Jesús de Huaytara inicia su primer ciclo con 10 socias.
Las socias son del distrito de Huaytara, Provincia de Huancavelica, ellas realizan diferentes negocios como la venta de comida, golosinas, gaseosas, abarrotes entre otros.
Como es el caso de la Señora Estela que es madre soltera, tiene 3 hijos varones, todos están estudiando, Estela inicio vendiendo anticuchos en la calle, actividad que realizaba solo por las tardes, ahora también vende cebiches por las mañanas, Estela con el préstamo que obtendrá comprara sillas, mesas y vitrina.
Los sueños de Estela es educar a sus hijos para que sean profesionales y tener un restaurante en un local estable.
Las socias necesitan diferentes montos de prestamos como 400 soles, 600 soles, 1000 soles haciendo un total de 7,800 soles.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Niño Jesus De Huaytara Group's $2,750 loan helped a member purchase tables, chairs and a display case.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 10, 2010
Mar 31, 2010
Currency Exchange Loss:
Sep 15, 2010