Mrs. JOVITA is the president of the comunal bank, who was elected by voting within the group. She lives in Cotoca. She has her own house in the neighborhood of 15 of December, where she lives with her five year old grandchild. She has two children, but they live abroad. Mrs. Jovita has sold clothing for two years, and also owns two motorcycles which provide a motor-taxi service. The requested loan will be used to purchase a line for one of her motorcycles, as it is operating without belonging to a transportation line, so as to have better earnings and increase her income.
Mrs. MIRTHA. was elected treasurer of the group. This women is very active and sociable. She enjoys working in groups. Mrs. Mirtha and her husband
work in journalism and in addition are commentators for a radio program called "radio cruceña," which broadcasts in the morning. They live in the neighborhood of San Antonio in an anticretico next to the same radio station. They have a son who is studying at the university. Their wish is to purchase for themselves a lot and construct a small house, and like very parent, see their son become a professional. The requested loan will be for the purchase of computor equipment which will be very useful to them in carrying out their work. They are very thankful to Emprender for the trust offered in having granted them a loan.
La Sra. JOVITA.- es la presidenta del banco comunal la cual fue elegida a votacion en el grupo, ella vive en Cotoca, cuenta con casa propia, en el barrio 15 de diciembre, en la cual vive con su nieto de 5 años de edad, tiene dos hijos pero ellos se encuentran fuera del pais, doña Jovita se dedica a la venta de ropa desde hace dos años,ademas tambien cuenta con dos motocicletas las cuales hacen servicio de mototaxi, el prestamo solicitado sera detinado para la compra de linea para una de sus motos, ya que la misma se encuentra trabajando sin pertenecer a una linea de transporte y asi tener mejores ingresos e incrementar su capital de trabajo.
La Sra. MIRTHA.- fue elegida como tesorera del grupo, esta sra, es muy activa y sociable, le gusta trabajar en grupos, doña Mirtha y su esposo se dedican al Periodismo y ademas son locutores de un programa en la radio denominada" radio cruceña" el cual es realizado por las mañana, viven en el bariro San Antonio en anticretico a lado de la misma radio tienen un hijo el cual se encuentra estudiando en la universidad, su deseo de estos sres. es comprarse su lote y construir su casita y como todo padre ver porfesional a su hijo, el prestamo solicitado sera para la compra de un equipo de computacion el cual les sera muy util para el trabajo que desempeñan, ellos estan muy agradecidos con Emprender, por la confianza brindada al haberles otorgado un prestamo.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid