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Sonia Marina
Sonia, age 38, has been selling tortillas for several years. It has been her source of work. She was motivated to start in order to be able to support her four children with an education and what they needed to grow. Her husband works as a messenger.

Sometimes she gets tired because she gets up early to grind the corn and then pat the tortillas into shape. She sells the tortillas in the morning for breakfast, and she delivers them to restaurants.

What she wishes to buy is a large stove so she does not have to move around so much. She wishes to use this loan to buy various “quintales” (a quintal is 100 pounds) of corn because sometimes it is scarce or more expensive. She will buy wood, lime, and bowls to carry the corn in order to keep increasing her sales and be able to cover her expenses.

Her plan for the future is to be able to tile the kitchen because it has a dirt floor. She wants to do this for better hygiene. She also wants to plaster the house where it needs it. She hopes to do this in the short term.
View original language description ↓
Doña Sonia de 38 años de edad, se dedica a la venta de tortillas desde hace varios años ha sido su fuente de trabajo, el cual inicio motivada para poder apoyar a sus cuatro hijos con la educación y lo necesario para su crecimiento, su esposo trabaja como mensajero. Para ella abecés se le hace cansado ya que desde horas tempranas se levanta a moler el maíz, y luego a palmear para vender las tortillas de la mañana para el desayuno y para entregar a los comedores. Lo que desea comprar es una cocina económica para no agitarse mucho. Con este préstamo desea comprar varios quintales de maíz, ya que abecés se pone escaso oh más caro, comprar leña, cal, panas para cargar el maíz para seguir aumentando las ventas y poder cubrir sus gastos. Sus planes a futuro es poder embaldosar la cocina, ya que a un es de tierra, para lograr mejor higiene, repellar parte de la casa que le falta lo cual espera hacerlo en corto plazo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 21.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Sonia Marina buy several "quintales" (a quintal is 100 pounds) of corn, lime, and firewood to produce more in her business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 30, 2010
Apr 1, 2010
Currency Exchange Loss:
Mar 15, 2011