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Kima A. lives in Ijevan with her husband, a son (now serving in the Armenian Army) and a daughter. Kima’s elder daughter is married and lives separate from her parents. For the past 12 years Kima has sold men's, women's, and children's clothes. With the income from her business, she was able to buy her own little shop where she has a section selling toys. Kima needs 1,000,000 AMD loan to renew her inventory of spring season’s clothes.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 134
    View loans »
    Armenia Loans Fundraising
  • $14,328,850
    Funds lent in using Kiva
  • 386.6
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,600 helped Kima to renew her inventory of spring season’s clothes.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 19, 2010
Apr 2, 2010
Currency Exchange Loss:
Jan 15, 2012