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Mrs. N. is an older woman who lives in the rural area lof Phnom Penh. She was married but her husband died of senility years ago. She has four children: one sews clothes in the garment industry and three are already married and live separately. She also has a brother who appears on the left in the picture above. He works in the construction field and provides a small income for the family.

Mrs. N. earns about $2 per day from cultivating a variety of crops on her land in the village. Because she wants to eliminate the expenses incurred in hiring taxis, she is seeking a loan of $1100 to purchase a new motorcycle to commute to work and elsewhere.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 46
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Pang to purchase a new motorcycle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 19, 2010
Apr 2, 2010
Currency Exchange Loss:
Jun 15, 2011