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Cecil Mariela
Cecil Mariela A. P., 28, lives in the Lomas de Guadalupe neighborhood. She is married, and she and her husband jointly support the household. He works as a supervisor and she is a quality control inspector. They both work in the free trade zone. They have 3 children.

Among the most basic needs that the family has is the renovation of their home. To do this they are requesting a loan to replace the roof of their house, since it is in terrible shape and threatens the security of the family. With this economic support they hope to improve the living conditions of the entire family, most of all for their young children who spend much of their time in the home.
View original language description ↓
La señora Cecil Mariela A. P., tiene 28 años de edad, vive en el barrio lomas de Guadalupe, es casada y juntos se apoyan con los gastos del hogar, él señor trabaja como supervisor y ella como inspectora de calidad, ambos laboran en zonas francas, ellos tienen 3 hijos.

Dentro de las necesidades más primordiales que tienen como familia, esta la remodelación de su hogar para esto ellos solicitan un préstamo para el cambio de techo de la vivienda, debido a que se encuentra en pésimo estado y amenaza con la inseguridad familiar, con este apoyo económico esperan mejorar sus condiciones de vida que favorezcan toda la familia, sobre todo a los hijos menores que son los que habitan todo el tiempo en el hogar.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 100
    View loans »
    Nicaragua Loans Fundraising
  • $24,800,300
    Funds lent in using Kiva
  • 21.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Cecil Mariela to replace the roof of their home.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 22, 2010
Apr 1, 2010
Currency Exchange Loss:
Feb 15, 2011