Mr. William is a new client who came to the bank on the advice of his sister Claudia who has worked with the institution in previous years. William has been a carpenter since he was 21 years old and a year ago decided to go it alone and open his own workshop in his house. During the last few months he has done small pieces of work such as repairs, assembling, sanding and varnishing furniture, These orders come in continuously and during his years working with the other carpenter he was able to establish contacts with clients who have followed him thanks to the quality of his work. He works with a special organisation called HUAWEI which helps children with difficulties. This company is one of his most loyal customers and now that William has more work experience they have asked him to make furniture for the institution. This work requires an investment in timber which must be paid for in advance. He will also need a new circular saw and will buy a medium motor and two saws for it. With this loan, William will win more clients through his increased experience. It is for this reason that he is asking for a loan from Kiva. He is very hard-working and responsible despite his young age. He wants to be a well-known carpenter and to have clients who value the quality of his workmanship. He is very grateful to Emprender and Kiva for trusting him by giving him a loan.
El Señor William es un cliente nuevo que llego a la empresa por consejo de su hermana Claudia que trabajo con la institucion años atrás. William se dedica a la carpinteria desde los 21 años y ya un año que decidio independizarse y abrir su propio taller en su domicilio, por estos meses el señor realiza trabajos pequeños como reparaciones, ensamblaje, lijado y barnizado de muebles, estos pedidos le llegan continuamente ya que durante sus años de trabajo en otra carpinteria pudo establecer contactos con clientes que lo siguieron por su buen trabajo, existe una empresa en especial con la que trabaja denomianda HUAWEI que se dedica a la ayuda de niños con problemas, esta empresa es una de sus clientes mas fieles y ahora como William tiene mas experiencia en su trabajo le solicitaron que realice muebles para la institucion, este trabajo implica una inversion en madera ya que se le pagara por avance de trabajo ademas de eso el cliente tambien esta armando una nueva cierra circular y comprara un motor mediano y 2 sierras para el mismo, con este credito el señor William ira creciedo tanto en clientes como en experiencia, es por eso que se solicito que el credito sea un credito KIVA, es muy trabajdor y responsable a pesar de su corta edad, el desea tener una carpinteria muy reconocida y asi tener clientes que valoren su calidad en el trabajo, esta muy agradecido con Emprender y Kiva por la confianza brindada en la otorgacion del credito
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.