Arlen is a young lady with initiative - she has been running her business selling secondhand clothes and cosmetics for several years. She started out with the help of her husband who is a bricklayer. She has only one young son. Her main objective is to be able to do up their small room as they have such little space. She hopes to make it a bit bigger so that it is more comfortable. She has a stock of clothes that she hopes will sell quickly and will give her an income. With the money she wants to increase her sales as she has many orders from Avon as she works through the catalogues. With this loan she will buy new clothes, underwear for men and women as well as a variety of good quality suncreams for this summer which she will sell at an affordable price. In the future she would like to have a stall from which she can display her clothing to her clients and thus increase her sales.
Arlen es una joven de mucha iniciativa, lleva varios años administrando su negocio la venta de ropa de segunda mano y cosméticos el cual inicio con el apoyo de su esposo proveniente de su trabajo como albañil, solo tiene un hijo el cual esta pequeño, su mayor objetivo es poder mejorar su pequeño cuarto ya que tiene poco espacio el cual espera poder hacer un aumento para tener mejor comodidad. Tiene en inventario ropa la cual espera vender pronto y poder ver las ganancias, con los financiamientos ah logrado aumentar las ventas ya que tiene muchos encargos de la Avon ya que trabaja mediante catálogos. Con este préstamo comprara ropa nueva, ropa interior para dama y caballero, así como una variedad de crema para el sol en este verano lo cual se vende por ser de buena calidad y accesible de precio. Sus planes a futuro es poder tener un modulo en donde pueda exhibir su ropa a los clientes y así lograr mejores ventas.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.