Nazaret A Group
Nazaret A Group is led by a 41 year old, Obednego L.. He is married and blessed with three nice children. They are:
- Remli L., 17 years old, who is in the Second Grade of Senior High School
- Reliana L., 14 years old, who is in the Second Grade of Junior High School
- Rismi L., 7 years old, who is in the First Grade of Elementary School
Obednego relies on agricultural crops and the breeding of pigs and goats. Obednego is very concerned about his children’s education. For Obednego education is a priority for his children’s future. Currently, Remli is studying in a Catholic School in So’e - South Central Region of Timor in East Nusa Tenggara Province. It is situated about 150 km from Oenif Village, so they need a lot of money to pay his education costs. He has to send IDR 500,000 per month to pay for his son’s school, living expenses and daily needs. This is one of the reasons why Obednego has to work hard at selling his crops. Fortunately, his wife is able to help him with selling their agricultural crops at the market.
As the father of 3 children, Obednego dreams of providing a better life for his family and to support his children’s education through to University. The lack of capital is the main issue for him in improving his family’s living standard. Moreover, he also does not have any other skills to generate further income. One day he heard from the clergyman in the village that the Kiva field partner – TLM Foundation, assists poor farmers, particularly in West Timor, by providing loans through the Cattle Fattening Program. He is very interested in joining the program as he has experience in fattening livestock and he thinks this program will have a positive impact on his family’s future.
Obednego discussed it with his neighbours and they are also interested in the program so they formed a group which is called Nazaret A. Obednego is requesting a loan of IDR 3,200,000 to buy a young cow to be fattened over a 12 month period. Other group members are also requesting loans to buy young cattle as they are sure this program is a good way for them to improve their families’ lives.
Note: Sarlota and Sara were replaced by their family members when the group picture was taken.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
Join our lending team TLM West Timor.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid