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Celsa
Celsa L. is from the village of Balingsag, Misamis oriental. She is 53 years old. Celsa is married and has 8 adult-aged children. To make a living, Celsa owns & operates a business venture in the services sector operating a service-based business. While not the only means for generating revenue, the main source of income for the business comes primarily from providing taxi services to local community members. Celsa has been engaged in her business for over 3 years and earns approximately 3000 PHP a month for these activities.

In 2009, Celsa joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Celsa is requesting a new loan of 5000 PHP which will be used to purchase materials needed to provide service. This loan will be the 1st loan taken out by Celsa from HSPFI. She plans to use the additional revenue generated from the business to improve/expand the borrower's business.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $1175
    Average annual income
  • 234
    View loans »
    Philippines Loans Fundraising
  • $52,061,525
    Funds lent in using Kiva
  • 45.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Celsa to purchase materials needed to provide service.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 17, 2010
Listed
Mar 29, 2010
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2010