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Nueva Imagen Group
In this Group: Maria Elena , Maria Catalina, Alejandra Maria, Maria Consuelo , Cecilia Agueda, Paola Cecilia, Sonia Reyna , Monica Celia
The NUEVA IMAGEN ("New Image") communal bank, currently in its fifth loan cycle, has 8 members, all of them women. Most of the members are located in the Villa Copacabana zone, along the main avenue, while other members live in the Valle Hermoso area. The members work selling diverse products, such as underwear, cosmetics, or groceries. In the previous loan cycle, all of the members made their payments except for two, who had problems and paid with their savings; they were removed from the communal bank.

Maria is the group representative. She currently holds the position of president of the bank. Her work is selling cosmetics and clothing. She has pursued this activity for 6 years. The loan will be used to buy wholesale merchandise. She is married, and her husband Juan works as an accountant in a construction company. She has 2 children who are dependent on her, and she lives in her parents' home.

Within her communal bank, Maria has distinguished herself as a responsable person who is punctual in her payments. Thanks to her hard work, she was named leader of the bank.

Alejandra is a member who carries out the function of treasurer for the bank. Her work is selling undergarments (fine lingerie) in various places, including institutions, and at special events. She has worked in this field for 1 year. She will use the loan for capital investment. Alejandra is single with no children. She has taken on the position [of treasurer] thanks to the responsibility she has demonstrated within the bank as a guarantor and fellow group member.

Cecilia, an active and dynamic person and a good writer, was chosen as secretary. Her work is selling cosmetics. She will use the loan to buy cosmetics which are currently on sale, in order to sell them later at their original price. She is separated and lives with family members in the Villa Copacabana zone.

She is very grateful to Emprender and Kiva for their confidence in granting the loan.
View original language description ↓

El Banco comunal NUEVA IMAGEN, en su Secuencia 5, está formado por 8 clientes, todas mujeres, la mayoría de las socias pertenecen a la Zona de Villa Copacabana, que están ubicados por la avenida principal y algunas socias viven por la zona de Valle Hermoso las socias se dedican a la venta de diversos productos como ser, ropa interior, cosméticos, venta en tienda de abarrotes. En la secuencia anterior todas cancelaron a excepción de dos socias que tuvieron problemas y pagaron con sus ahorros las cuales fueron retiradas del banco.

La Sra. Maria Es la representante, actualmente toma el cargo de la presidenta del banco se dedica a la venta de cosméticos y ropa, cuenta con esta actividad hace 6 años, el préstamo será destinado a la compra de mercaderia al por mayor. Casada con el señor Juan, que trabaja como contador en una empresa de construcción, tiene 2 hijos los cuales dependen de la socia, vive en la casa de sus papás.
En su banco comunal se ha destacado como una persona responsable y puntual en sus pagos, por su trabajo la nombraron la líder del banco.

La Sra. Alejandra Socia que asume el cargo de tesorera del banco, se dedica a la venta de ropa interior (Lencería fina) en diferentes lugares ya sea en instituciones o eventos especiales se dedica a esta actividad hace1 año, el préstamo esta destinado a ala inversión de capital. La socia es soltera sin hijos, asume el cargo por su responsabilidad que ha demostrado dentro del banco como garante y como compañera de grupo.

La Sra. Cecilia, activa y dinámica para la redacción es elegida como secretaria, se dedica a la venta de cosméticos. El préstamo esta destinado para compra de cosmeticos que se encuentran en promocion y despues venderlos al precio original. Es separada y vive en la casa de sus familiares en la zona de Villa Copacabana.

Esta muy agradecida con Emprender y KIva por la confianza brindada en la otorgacion del credito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 207
    View loans »
    Bolivia Loans Fundraising
  • $31,401,400
    Funds lent in using Kiva
  • 7.1
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Nueva Imagen Group's $2,900 loan helped a member buying merchandise.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 5, 2010
Listed
May 1, 2010
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2010