Santa Rosa De Tambo Group
The members are involved in different businesses, including selling meals, general groceries, and raising cereals and animals.
A typical case is Mrs. Clementina who lives with her common law partner and has 5 children. Clementina raises cattle and produces milk and cheese. In addition, she buys cheese from her neighbors and sells these products along the coast. Her loan will be invested in buying cheese. Clementina dreams that her children will become professionals, and of buying a house in the city of Ica.
The members need different loan amounts, such as 100 sols, 300 sols, 600 sols, for a total of 3,800 sols in loans for this communal bank.
Las socias son del Distrito de Tambo, la población se dedica a la ganadería y otras actividades comerciales.
Las socias realizan diferentes negocios como la venta de comida, abarrotes en general, cereales, animales, crianza de animales.
Como es el Caso de la Señora Clementina que es conviviente, tiene 5 hijos, Clementina se dedica a la crianza de ganado vacuno, produce leche y queso, además Clementina compra quesos de sus vecinos, todos los productos los vende en la costa, el préstamo que obtendrá será invertido en la compra de quesos. Los sueños de Clementina son que sus hijos sean profesionales y comprar una casa en la ciudad de Ica.
Las socias necesitan diferentes montos de prestamos como 100 soles, 300 soles, 600 soles, haciendo un total de 3,800 soles de prestamos en el Banco Comunal.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid