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Señora Teresa is dedicated to the sale of jewelry on credit in the zone of Pampahasi. She has performed this activity for three years. She is very well known in the area and the orders that she fills are for craft jewelry for ladies who wear the traditional clothing, since they use large jewels for their hats, the fastening on their cloaks, rings and large earrings. She has some complete sets of jewels that are very pretty and expensive, all bathed in gold. She buys the jewels and later sellsthem in her jewelry shop.

She is also married. Her husband has a vehicle and works as a taxi driver. She has three children that attend school. The loan will be invested in the purchase of rings and earrings, since she has orders for a festival that is held each year in the zone of Pampahasi. The jewels are used traditionally for the dances of the Morenada or Dances of the Dark, which is a folkloric Bolivian dance where the dancers disguise themselves in black adorned with prominent characteristics and the celebrants use these jewels for adorning their hats and to fasten their cloaks. Señora Teresa this very grateful to Emprender and Kiva for the confidence shown her in granting the loan.
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La Sra. Teresa se dedica a la venta de joyas al crédito por la zona de Pampahasi lleva tres años con esta actividad, es muy conocida por la zona y los pedidos que tiene son joyas artesanales para señoras de pollera ya que ellas utilizan joyas grandes para su sombrero, el topo para la manta, los anillos y los aretes grandes, tiene unos juegos de joyas completas que son muy bonitos y caros todos bañados en oro, ellos compran hechos y despues los venden en su joyeria, también Es casada, su esposo tiene su movilidad y trabaja como taxi, tiene tres hijos que están en el colegio. El crédito será invertido en la compra de anillos y aretes, ya que tienen estos pedidos para una fiesta que se lleva cada año por la zona de Pampahasi estas joyas las usan el generalmente para las danzas de la morenada La Morenada o Danza de los Morenos es una danza Folkclorica Boliviana donde los bailarines se disfrazan como negros enmascarados con rasgos prominentes y las cholitas usan estas joyas para adornar sus sonbreros y para sujetar sus mantas, La Sra Teresa esta muy agradecida con Emprender y Kiva por la confianza brindada en la otorgacion del credito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 138
    View loans »
    Bolivia Loans Fundraising
  • $33,310,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Teresa to buy jewels, rings and earrings for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 4, 2010
May 1, 2010
Currency Exchange Loss:
Mar 25, 2011