Jacobo Bermúdez

Status: Paid Back

$650
Loan Request
Disbursed : Oct 16, 2007
Listed: Oct 2, 2007
Funded: Oct 2, 2007
$650
Paid Back
Ended: Apr 6, 2008

About the Country

Country:Ecuador
Avg Annual Income:$4,776
Currency:United States Dollars (USD)


About the Loan

Location: Guayaquil, Ecuador   Repayment Term: 8 months
(more info)
Activity: Sewing   Repayment Schedule: Monthly
Loan Use: Buying more fabric   Currency Exchange Loss: N/A
      Default Protection: Covered

Business Description


Jacobo and his wife have a sewing workshop were they make bedspread sets. Aside from this business, Jacobo sells other kinds of household goods like dust covers, tents, sets of cooking pots, sets of dishes, and others. Jacobo’s workshop is situated in his own house where he takes care of customers from 8 am to 8 pm.



Loan Use


Jacobo is asking for this credit to buy rolls of fabric to make more bedspreads, and the household goods that costumers are looking for. Jacobo comments that he sells products not only in the city, but also travels to sell them outside the city.



Personal Information


Jacobo is 37 years old, married. He has three young children; two of them go to school. Jacobo and his wife are willing to develop their business because it is their source of income. They mention that they would like to keep building their home to make it a safer dwelling and to protect their business.



Translated from Spanish by Marco Ramón, Kiva Volunteer.



Descripción del Negocio


Jacobo junto con su esposa tienen taller de costura su actividad específica es la elaboración de Juegos de Cubre Camas, adicional a este negocio Jacobo tiene la venta de artículos varios para el hogar como: Colchas, Toldos, Juegos de Ollas, Vajillas, y otros. Jacobo tiene taller en su domicilio atiende a sus clientes desde las 8: AM a 20: PM



Uso del Préstamo


Jacobo solicita el crédito para comprar mas rollos de tela para la elaboración de cubre camas y artículos para el hogar que le están solicitando. Jacobo nos dice que no solamente vende dentro de la ciudad sino que sale a vender sus productos fuera de la ciudad.



Información Personal


Jacobo tiene 37 años es casado y 3 hijos menores de edad de los cuales 2 están estudiando. Jacobo junto con su esposa está sacando adelante el negocio ya que lo consideran su fuente generadora de ingresos. Además nos indica que tienen anhelo de seguir construyendo su vivienda asid ara mejor seguridad y bienestar a negocio y hogar.


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Journal entries for Jacobo Bermúdez


Agradecimientos
 
Entrepreneur: Jacobo Bermúdez
Location: Guayaquil, Ecuador

Jacobo y la familia les manda saludos especiales por este medio, agradece a Kiva y la comunidad solidaria por la ayuda prestada a su negocio y ahora ella puede atender a mas clientes y prestar servicios para atender las necesidades de la población en su sector. La familia espera la recompensa de tener mas ingresos para el presupuesto del hogar.

www.mifex.org


Posted by Luis Crespo from Guayaquil, Ecuador
Oct 6, 2007
Comments (5)

Kiva Help Repayment Schedule for Jacobo Bermúdez

  Expected Repayments Actual Repayments Comments
January 2008 $108.33 $109.00 Repayment Received
February 2008 $108.33 $109.00 Repayment Received
March 2008 $108.33 $109.00 Repayment Received
April 2008 $108.33 $109.00 Repayment Received
May 2008 $108.33 $109.00 Repayment Received
June 2008 $108.35 $105.00 Repayment Received