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Zaléya O. is 33 years old. She is married and has three children. Her husband works as an automobile painter and they live in the Agoé district of Lomé, Togo.

Mrs. O. is a traveling saleswoman. She roams the Agoé neighborhood, balancing fabrics and jewelry on her head, and sells her products to passing customers. She began this business in 2000 and is now asking for her first loan from WAGES, a Kiva partner. She will use this loan to purchase a variety of chains, watches and brand-name fabrics to sell to her customers. This loan will help Mrs. O. keep her customers satisfied and will inevitably help with her family’s living expenses.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 17
    View loans »
    Togo Loans Fundraising
  • $8,750,250
    Funds lent in using Kiva
  • 492.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Zaléya purchase of jewelry and fabrics for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 24, 2010
Mar 26, 2010
Currency Exchange Loss:
Apr 15, 2011