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Eric is 31 years old, single, and takes care of two dependents. Eric has been in the business of selling charcoal for about 1 year but his original investment as well the profits earned from his business are still too low.

Eric plans to set up another warehouse containing a large number of sacks of charcoal for sale. He is therefore requesting a Kiva loan, which he hopes will allow increasing his sales as well as his profits. With these profits, he will sustain his business and in addition will start building his own house.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 43
    View loans »
    Rwanda Loans Fundraising
  • $13,302,075
    Funds lent in using Kiva
  • 581.5
    Rwanda Francs (RWF) = $1 USD