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Chantal is 26 years old and married. She has two children, ages 1 and 5 years old. Chantal is well-known as a proven entrepreneur. She sells cosmetics, mainly body lotion. This is her second year in this business, which is open from 7 a.m. to 9 p.m. every day.

Chantal is requesting a Kiva loan via Vision Finance Company to expand her business by adding more cosmetic products. Her neighborhood is the right place to sell cosmetics, because there are boarding schools in the area and many students who like to buy cosmetics. With this business expansion, Chantal will keep saving for further reinvestment in her business. Withbthis loan, Chantal has a hope of a better future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $13,351,700
    Funds lent in using Kiva
  • 581.5
    Rwanda Francs (RWF) = $1 USD